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New Welcome Offers on United Credit Cards [Up to 90K Miles!]

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Jarrod West,Ryan Smith
Edited by: Juan Ruiz
& Stella Shon
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If you want to boost your balance of United MileagePlus miles, we have good news for you. The entire family of United Airlines credit cards has quality welcome offers, including the 4 consumer cards and the 2 small business cards.

Personal cards like The New United Club℠ Card, The New United℠ Explorer Card, The New United Gateway℠ Card, and The New United Quest℠ Card now feature elevated welcome bonus offers, while The New United℠ Business Card and The New United Club℠ Business Card have welcome offers that include earning miles and PQP to get you closer to Premier status.

Here’s everything you need to know about what each card can offer you.

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United Airlines Consumer Credit Card Welcome Offers

United Club Card Welcome Bonus

LIMITED TIME OFFER
The New United Club℠ CardTerms Apply / Rates & Fees
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Apply Now(at Chase's secure site)
Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.
Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
90,000 miles
$1,080
$695
20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent
Why We Like This Card

The New United Club℠ Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.

United frequent flyers will find that the United Club card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.

Pros & Cons
Pros
  • 4x miles per $1 on United purchases
  • 2x miles per $1 on travel and dining purchases
  • Complimentary United Club membership
Cons
  • $695 annual fee
  • Does not earn transferable rewards
Card Highlights
  • Limited-Time Offer: Earn 90,000 bonus miles
  • 4x miles on United® purchases
  • 2x miles on dining and all other travel
  • 1x mile on all other purchases
  • United Club℠ card membership - at least a $750 value
  • Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
  • Earn a 10,000-mile award flight discount after $20,000 in purchases to use toward an eligible award flight - up to two times each calendar year
  • Member FDIC
Financial Snapshot
  • APR: 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None

You can earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. This is equivalent to $1,080, based on our valuation of United MileagePlus miles.

Key perks of the United Club card include:

  • Complimentary United Club membership and the ability to earn a United Club All Access membership through spending
  • 2 free checked bags for you and a traveling companion
  • Complimentary Premier Upgrades on United-operated award tickets (when available)
  • Receive 1,500 bonus Premier Qualifying Points (PQPs) to start the year and earn up to 28,000 PQPs through spending
  • Elite status with IHG and Avis
  • Up to $120 Global Entry, TSA PreCheck, or NEXUS credit
  • Over $800 in annual statement credits available

United Quest Card Welcome Bonus

LIMITED-TIME OFFER
The New United Quest℠ CardTerms Apply / Rates & Fees
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Apply Now(at Chase's secure site)
The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.
Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
70,000 miles + 500 PQP
$840
$350
20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

Enter: The New United Quest℠ Card. With it, you can bolster your United MileagePlus miles, thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight.

With an annual fee that falls between The New United℠ Explorer Card and The New United Club℠ Card, the United Quest card makes for a fantastic card option for United frequent flyers.

Pros & Cons
Pros
  • 5x miles on stays through Renowned Hotels and Resorts
  • 3x miles per $1 on United purchases
  • 2x miles per $1 spent on travel, dining, and select streaming services
Cons
  • Does not earn transferable rewards
  • Does not offer airport lounge access
Card Highlights
  • Limited-time Offer: Earn 70,000 bonus miles and 500 PQP
  • 3x miles on United® purchases
  • 2x miles on dining, select streaming services, and all other travel
  • 1x mile on all other purchases
  • Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
  • Earn a 10,000-mile award flight discount after spending $20,000 each calendar year to use toward an eligible award flight
  • Earn 2 global Economy Plus® seat upgrades after spending $40,000 on purchases each calendar year
  • Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year, starting in 2026.
  • Member FDIC
Financial Snapshot
  • APR: 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None

You can earn 70,000 bonus miles and 500 Premier Qualifying Points (PQPs) after spending $4,000 on purchases in the first 3 months from account opening. This is worth $840 based on our valuations.

The United Quest card comes with the following perks:

  • 2 free checked bags for you and up to 1 traveling companion
  • Over $800 in annual statement credits available
  • Receive a 10,000-mile anniversary award flight credit
  • Complimentary seat upgrades on award tickets
  • Up to $120 Global Entry or TSA PreCheck credit
  • Receive 1,000 bonus PQPs annually and earn up to 18,000 PQPs from spending
  • $350 annual fee

United Explorer Card Welcome Bonus

LIMITED TIME OFFER
The New United℠ Explorer CardTerms Apply / Rates & Fees
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Apply Now(at Chase's secure site)
With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
60,000 miles
$720
$150
20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider The New United℠ Explorer Card, because this card does all that and more!

Pros & Cons
Pros
  • 5x total miles per $1 on hotel stays through United Hotels
  • 2x miles per $1 on United purchases, dining purchases (including delivery services), and hotel stays
  • 1x mile per $1 on all other purchases
Cons
  • $0 intro annual fee for the first year, then $150
  • Does not earn transferable rewards
Card Highlights
  • Limited-Time Offer: Earn 60,000 bonus miles
  • $0 introductory annual fee for the first year, then $150
  • 2x miles on United® purchases, dining, and hotel stays when booked with the hotel
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
  • Earn a $100 United travel credit after spending $10,000 on purchases with your United℠ Explorer Card within a calendar year
  • Over $400 in partner credits each year
  • Member FDIC
Financial Snapshot
  • APR: 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None
Rewards Center

United MileagePlus Frequent Flyer Program

You can earn 60,000 bonus miles after spending $3,000 on purchases in the first 3 months of opening an account. This welcome offer is worth $720 based on our valuations.

The United Explorer card comes with the following perks:

  • First checked bag free for you and up to 1 traveling companion
  • Global Entry, TSA PreCheck, or NEXUS statement credit
  • Up to $530 in annual credits with partners
  • 2 United Club 1-time passes each year (usable by the primary cardholder, an authorized user, or guests traveling with them)
United Club Chicago ORD T1 Gate C10 bar
Use your 1-time passes to visit a United Club lounge like this one in Chicago. Image Credit: Ryan Smith

United Gateway Card Welcome Bonus

LIMITED-TIME OFFER
The New United Gateway℠ CardTerms Apply / Rates & Fees
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.

Apply Now(at Chase's secure site)
The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.
Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
30,000 miles
$360
$0
0% Intro APR on Purchases for 12 months; after that, 20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

The New United Gateway℠ Card is a great option for those looking to earn more United miles without wanting to pay a credit card annual fee. Plus, the card offers other solid benefits like a 25% back on United inflight purchases, purchase protection, and rental car insurance.

Pros & Cons
Pros
  • 2x miles per $1 on United purchases
  • 2x miles per $1 at gas stations and on local transit and commuting, including rideshare services, taxicabs, train tickets, tolls, and mass transit
  • 1x mile per $1 on all other purchases
Cons
  • If you are a frequent United flyer, other cards offer more perks
  • It does not earn transferable rewards
Card Highlights
  • Limited-Time Offer: Earn 30,000 bonus miles
  • 0% intro APR for the first 12 months from account opening on purchases & no annual fee.
  • 2x miles on United® purchases
  • 2x miles at gas stations, on local transit and commuting
  • 1x mile on all other purchases
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
  • Earn 2 checked bags after you spend $10,000 in a calendar year
  • Member FDIC
Financial Snapshot
  • APR: 0% Intro APR on Purchases for 12 months; after that, 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None

You can earn 30,000 United MileagePlus bonus miles after spending $1,000 on purchases in the first 3 months of opening an account, with 0% APR for the first 12 months on purchases. This welcome offer is worth $360 based on our valuations.

The United Gateway card comes with the following perks:

  • 25% back on inflight United purchases
  • Earn 2 free checked bags after $10,000 of purchases on your card in a calendar year
  • 0% Intro APR on purchases for 12 months; after that, 20.49% - 28.99% variable.
Hot Tip:

Not sure which United card is right for you? Read through our guide on the best Chase United credit cards.

United Airlines Small Business Credit Card Welcome Offers

United Business Card Welcome Bonus

The New United℠ Business CardTerms Apply / Rates & Fees
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A business card from Chase for United loyalists with benefits such as free checked bags and discounts on inflight purchases.

Apply Now(at Chase's secure site)
A business card from Chase for United loyalists with benefits such as free checked bags and discounts on inflight purchases.
Earn 75,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
75,000 miles + 2,000 PQP
$900
$0 introductory annual fee for the first year, then $150.
20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

The New United℠ Business Card is a compelling option for traveling business owners that are also frequent United flyers. Not only will this Chase business card help you earn more United miles, but it also offers great perks such as free checked bags, priority boarding, a discount on inflight purchases, and much more.

Pros & Cons
Pros
  • 2x miles per $1 on United purchases
  • 2x miles per $1 on dining
  • 2x miles per $1 at gas stations and office supply stores, and on local transit and commuting
Cons
  • Doesn’t earn transferable rewards
  • Other United cards are more rewarding for United purchases
Card Highlights
  • Earn 75,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $150.
  • 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
  • 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
  • Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
  • Receive a $125 United travel credit after making 5 United® flight purchases of $100 or more each calendar year with your United℠ Business Card.
  • Member FDIC
Financial Snapshot
  • APR: 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None

You can earn 75,000 bonus miles and 2,000 PQP after spending $5,000 on qualifying purchases in the first 3 months of opening an account. This welcome offer is worth $900 based on our valuations.

The United Business card comes with the following perks:

  • 1 free checked bag for you and a traveling companion
  • 2 United Club 1-time passes each year (usable by the primary cardholder, an authorized user, or guests traveling with them)
  • Complimentary Premier Upgrades on United-operated award tickets (when available)
  • Earn up to 4,000 PQPs through spending annually
  • Up to $120 Global Entry, TSA PreCheck, or NEXUS credit
  • Almost $500 in annual statement credits available

United Club Business Card Welcome Bonus

The New United Club℠ Business Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Club Business card is a great option for frequent United flyers looking for United Club access.

The United Club Business card is a great option for frequent United flyers looking for United Club access.
Earn 80,000 bonus miles plus 2,000 PQP after spending $5,000 on qualifying purchases in the first three months of opening an account.
80,000 miles + 2,000 PQP
$960
$695
20.49%-28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card

The New United Club℠ Business Card is a premium card option for dedicated United loyalists seeking a card that offers complimentary United Club access, helps them earn and retain status, and doesn’t skip on the benefits.

From free checked bags to upgrades on award tickets and the ability to earn Premier qualifying points, there is plenty to the United Club Business card that United flyers are sure to love.

Pros & Cons
Pros
  • 2x miles per $1 spent on United purchases
  • 1.5x miles per $1 spent on all other purchases
  • Complimentary United Club membership
Cons
  • $695 annual fee
  • Earning rate for United purchases is poor compared to other United cards
Card Highlights
  • Earn 80,000 bonus miles plus 2,000 PQP after spending $5,000 on qualifying purchases in the first three months of opening an account
  • Earn 2x miles on United purchases
  • Earn 1.5x miles on all other purchases
  • Earn 5x miles on stays purchased through Renowned Hotels and Resorts for United® Cardmembers
  • Employee cards at no additional cost
  • United Club℠ membership included – at least a $750 value per year – with the ability to unlock United Club All Access Membership
  • Earn 2 global Economy Plus® seat upgrades each year
  • Free first and second checked bags for you and a companion, save up to $320 per round-trip
  • Up to $50 in credits on United FareLock purchases annually
  • Up to $200 in credits on Renowned Hotels and Resorts for United® Cardmembers annually
  • Up to $150 in credits on rideshare purchases annually
  • Up to $100 in United travel credits on Avis or Budget purchases annually
  • Up to $200 in credits on JSX purchases annually
  • 25% back on United inflight purchases
  • No foreign transaction fees
  • Complimentary Instacart+ Membership (terms apply)
  • Up to $240 in Instacart credits annually (terms apply)
Financial Snapshot
  • APR: 20.49%-28.99% Variable
  • Foreign Transaction Fees: $0

Earn 80,000 bonus miles and 2,000 PQP after spending $5,000 on purchases in the first 3 months of opening an account. This welcome offer is worth $960 based on our valuations.

The United Club Business card comes with the following perks:

  • Complimentary United Club membership and the ability to earn a United Club All Access membership
  • Earn 4 United Club 1-time passes during each year you unlock All Access membership (usable by the primary cardholder, an authorized user, or guests traveling with them)
  • 2 free checked bags for you and a traveling companion
  • United Premier Access, 25% back on United inflight purchases, and expanded award availability
  • Complimentary Premier Upgrades on United-operated award tickets (when available)
  • Up to $120 Global Entry, TSA PreCheck, or NEXUS credit
  • Receive a 5,000-mile bonus each year you hold this card and a personal United credit card
  • Over $900 in annual statement credits available
  • Avis President’s Club elite status

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Great Ways To Redeem Your United Miles

One of our favorite ways to redeem United miles is to book tickets in United’s Polaris business class cabin. You can book one-way tickets starting at 80,000 miles between the U.S. and Europe and 100,000 miles between the U.S. and Asia.

United Airlines B767 400 Polaris cabin at night
United’s Polaris business class on a Boeing 767-400 aircraft. Image Credit: Ryan Smith

Some example routes include:

  • Chicago (ORD) to/from Tokyo (HND)
  • Newark (EWR) to/from Paris (CDG)
  • San Francisco (SFO) to/from Singapore (SIN) 

Plus, passengers flying in United Polaris can access the luxurious United Polaris lounges, which are currently located at United’s hub airports in Chicago (ORD), Houston (IAH), Los Angeles (LAX), Newark (EWR), San Francisco (SFO), and Washington, D.C. (IAD).

Final Thoughts

While each card offers an excellent opportunity to boost your United mileage balance, deciding which card makes the most sense for you will come down to how often you fly with United and what benefits you’re looking for in a new card.

No matter which card you choose, we suggest making the most of these welcome offers while they’re available.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

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